8-K
filed April 21, 2025, 7:59 PM ET
ticker ZION
CIK 0000109380
earnings
confidence high
sentiment neutral
materiality 0.75
Zions Q1 net income up 18% YoY to $169M, NIM expands 16bps
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
2025-Q1 EPS reported
$1.13
revenue$158,000,000
- Net earnings $169M, diluted EPS $1.13 vs $143M/$0.96 in Q1 2024.
- Net interest margin 3.10% (+16bps YoY); net interest income $624M (+6%).
- Adjusted PPNR $267M, up 10% YoY; noninterest expense $538M, up 2%.
- Classified loans jumped to $2.9B (4.8% of loans) from $966M (1.7%) a year ago.
- Completed branch acquisition from FirstBank adding ~$630M deposits; $16M tax charge from state law change.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0000109380-25-000060
- form_type
- 8-K
- ticker
- ZION
- cik
- 0000109380
- company_name
- ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
- filed_at
- 2025-04-21T23:59:59+00:00
- discovered_at
- 2026-05-14T18:02:47.493646+00:00
- generated_at
- 2026-05-23T09:57:36.826305+00:00
- sec_items
- ["2.02", "9.01"]
- event_type
- earnings
- sentiment
- neutral
- materiality_score
- 0.75
- calibrated_materiality_score
- 0.75
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0000109380-25-000060
- json_url
- https://secwatch.observer/filing/0000109380-25-000060.json
- markdown_url
- https://secwatch.observer/filing/0000109380-25-000060.md
- text_url
- https://secwatch.observer/filing/0000109380-25-000060.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/109380/000010938025000060/0000109380-25-000060-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/109380/000010938025000060/zion-20250421.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
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