earnings
confidence high
sentiment positive
materiality 0.75
Zions Q2 2025 EPS $1.63 vs $1.28 a year ago; NIM expands to 3.17%
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
2025-Q2 EPS reported
$2.77
revenue$322,000,000
- Net earnings $243M ($1.63 diluted EPS) up 28% YoY vs $190M ($1.28).
- Net interest margin 3.17% vs 2.98% a year ago; net interest income $648M +9%.
- Pre-provision net revenue $324M +17%; adjusted PPNR $316M +14% YoY.
- Loans and leases $60.8B +4% YoY; deposits flat at $73.8B; CET1 ratio 11.0%.
- Net charge-offs only 0.07% annualized; provision for credit losses -$1M.