secwatch.observer — SEC 8-K summary
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Issuer:     ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
CIK:        0000109380
Form:       8-K
Filed at:   2026-07-20T20:05:38+00:00
Accession:  0000109380-26-000103
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Zions Bancorp 2Q26 EPS $3.05 ($1.74 adjusted) vs $1.63; NIM expands to 3.27%
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- Net earnings $452M, diluted EPS $3.05; adjusted EPS $1.74 vs $1.58 prior year.
- Net interest income $677M (+4% YoY); NIM 3.27% vs 3.17%.
- Customer-related noninterest income $182M (+11% YoY) driven by capital markets.
- CET1 ratio 11.8% (vs 11.0%); tangible book value per share $44.74 (+22%).
- Notable items: $215M gain on Visa Class B-1 sale ($1.12/sh) and $37M SBIC gains ($0.19/sh).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/109380/000010938026000103/0000109380-26-000103-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/109380/000010938026000103/zion-20260720.htm
  HTML page:      https://secwatch.observer/filing/0000109380-26-000103

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer