earnings
confidence high
sentiment neutral
materiality 0.70
Zions 3Q26 EPS $1.78 vs $1.48 a year ago; net earnings $262M, down from $452M in 2Q
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
- Net interest income was $684M, up 2% YoY; NIM 3.23% vs 3.28% a year earlier.
- Provision for credit losses was an $8M benefit vs $49M expense; net charge-offs $3M vs $56M (0.02% vs 0.37%).
- PPNR $340M, down 1%; customer-related noninterest income $192M, up 18% ($182M adjusted, up 5%); noninterest expense $553M, up 5%.
- Loans $62.5B, up 4%; customer deposits $74.5B, up 5%; CET1 11.8% vs 11.3%; TBVPS $43.50, up 13%.
- Completed Basis Multifamily Finance acquisition in July 2026; net CVA gain $10M, or $0.05 per share.