---
schema_version: "secwatch.filing_event.v1"
accession: "0000230557-22-000003"
form_type: "8-K"
ticker: "SIGI"
cik: "0000230557"
company_name: "SELECTIVE INSURANCE GROUP INC"
filed_at: "2022-02-03T23:59:59+00:00"
generated_at: "2026-06-27T11:56:29.760510+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Selective Q4 EPS $1.59, down 24% YoY; full-year record EPS $6.50; 2022 guidance issued

## Summary
- Q4 net income $1.59/diluted share (down 24% YoY); non-GAAP op income $1.56. Full-year EPS $6.50 (up 59%).
- Q4 combined ratio 93.1% vs 88.1% a year ago; full-year 92.8% vs 94.9%, driven by lower catastrophe losses.
- Net premiums written +9% in Q4 and +15% for full year; renewal pure price +4.7% in Q4.
- 2022 guidance: combined ratio ex-cat 91.0%, after-tax net investment income ~$200M, diluted shares 61M.
- Board declared $0.28/common share dividend payable March 1, 2022; book value $46.24 (+9% YoY).

## SEC filing metadata
- accession: 0000230557-22-000003
- form_type: 8-K
- ticker: SIGI
- cik: 0000230557
- company_name: SELECTIVE INSURANCE GROUP INC
- filed_at: 2022-02-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/230557/000023055722000003/0000230557-22-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/230557/000023055722000003/sigi-20220203.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000230557-22-000003
- JSON: https://secwatch.observer/filing/0000230557-22-000003.json
- Plain text: https://secwatch.observer/filing/0000230557-22-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.