{"schema_version":"secwatch.filing_event.v1","accession":"0000230557-23-000002","form_type":"8-K","ticker":"SIGI","cik":"0000230557","company_name":"SELECTIVE INSURANCE GROUP INC","filed_at":"2023-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.537788+00:00","generated_at":"2026-06-20T02:47:06.859584+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Selective Insurance Q4 net income $1.38/sh, down 13% YoY; combined ratio 94.7%, above 93.1% prior year","bullets":["Q4 net income $84.2M ($1.38/diluted share), down 13% from $96.7M ($1.59) in Q4 2021.","Non-GAAP operating income $88.9M ($1.46/diluted share), down 6% YoY; full-year operating ROE 12.4%.","Combined ratio 94.7% (93.1% prior year), including 5.2 pts catastrophe losses; Winter Storm Elliott contributed $57.8M pre-tax.","Net premiums written up 14% to $849.7M; Commercial Lines renewal pure price +5.6%; book value per share $38.57, down 17% from $46.24.","2023 guidance: GAAP combined ratio 96.5% (incl. 4.5 pts cats); after-tax net investment income ~$300M; quarterly dividend $0.30/sh payable March 1, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000230557-23-000002","json":"https://secwatch.observer/filing/0000230557-23-000002.json","markdown":"https://secwatch.observer/filing/0000230557-23-000002.md","text":"https://secwatch.observer/filing/0000230557-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/230557/000023055723000002/0000230557-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/230557/000023055723000002/sigi-20230202.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T02:47:06.859584+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2416cc68868ef174f01283a086521305cf9dc1dd","claim":"SELECTIVE INSURANCE GROUP INC reported the fourth quarter ended December 31, 2022 results: net income net income per diluted common share of $1.38, EPS $1.38.","evidence_excerpt":"Selective Reports Fourth Quarter 2022 Results, Including Net Income of $1.38 per Diluted Common Share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/230557/000023055723000002/0000230557-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Net income","value":"net income per diluted common share of $1.38"},{"label":"EPS","value":"$1.38"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}