---
schema_version: "secwatch.filing_event.v1"
accession: "0000230557-24-000002"
form_type: "8-K"
ticker: "SIGI"
cik: "0000230557"
company_name: "SELECTIVE INSURANCE GROUP INC"
filed_at: "2024-01-31T23:59:59+00:00"
generated_at: "2026-06-06T14:18:16.622587+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Selective Q4 net income $2.01/share; combined ratio 93.7%; guides 2024 at 95.5% CR

## Summary
- Q4 GAAP EPS $2.01, non-GAAP operating EPS $1.94; combined ratio improved 1.0 pt YoY to 93.7%.
- Net premiums written rose 17% to $991.5M; full-year NPW exceeded $4B for first time.
- Standard Personal Lines combined ratio worsened to 116.9% (vs 99.9%) driven by personal auto losses.
- After-tax net investment income $78M (+20% YoY); full-year $310M (+33%).
- 2024 guidance: combined ratio 95.5% (5.0 pts cats), after-tax NII $360M, effective tax ~21%.

## SEC filing metadata
- accession: 0000230557-24-000002
- form_type: 8-K
- ticker: SIGI
- cik: 0000230557
- company_name: SELECTIVE INSURANCE GROUP INC
- filed_at: 2024-01-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/230557/000023055724000002/0000230557-24-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/230557/000023055724000002/sigi-20240131.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000230557-24-000002
- JSON: https://secwatch.observer/filing/0000230557-24-000002.json
- Plain text: https://secwatch.observer/filing/0000230557-24-000002.txt

## Key facts
- Earnings Releases
  SELECTIVE INSURANCE GROUP INC reported the fourth quarter ended December 31, 2023 results: net income $2.01 per diluted common share, EPS $2.01.
  - Period: the fourth quarter ended December 31, 2023
  - Net income: $2.01 per diluted common share
  - EPS: $2.01
  - Result: reported results
  source text: On January 31, 2024, Selective Insurance Group, Inc. (the “Company”) issued a press release announcing results for the fourth quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/230557/000023055724000002/0000230557-24-000002-index.htm
- Earnings Releases
  SELECTIVE INSURANCE GROUP INC reported the year ended December 31, 2023 results: net income $5.84 per diluted common share, EPS $5.84.
  - Period: the year ended December 31, 2023
  - Net income: $5.84 per diluted common share
  - EPS: $5.84
  - Result: reported results
  source text: On January 31, 2024, Selective Insurance Group, Inc. (the “Company”) issued a press release announcing results for the fourth quarter ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/230557/000023055724000002/0000230557-24-000002-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.