{"schema_version":"secwatch.filing_event.v1","accession":"0000230557-25-000016","form_type":"8-K","ticker":"SIGI","cik":"0000230557","company_name":"SELECTIVE INSURANCE GROUP INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.988530+00:00","generated_at":"2026-05-18T03:44:57.447428+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Selective Q2 EPS $1.36; combined ratio 100.2%; raises FY combined ratio guidance by 1 pt","bullets":["Net income $83.6M ($1.36 diluted EPS); non-GAAP operating income $80.3M ($1.31 per share).","GAAP combined ratio 100.2% vs. 116.1% YoY; unfavorable prior year casualty reserve development 3.8 pts ($45M).","Net premiums written up 5% to $1.29B; renewal pure price +9.9% overall, +8.9% in commercial lines.","Updated FY2025 guidance: combined ratio 97%-98% (from 96%-97%); net investment income now $415M (from $405M).","Book value per share $52.09 (+9% YTD); quarterly dividend $0.38 payable Sep 2, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000230557-25-000016","json":"https://secwatch.observer/filing/0000230557-25-000016.json","markdown":"https://secwatch.observer/filing/0000230557-25-000016.md","text":"https://secwatch.observer/filing/0000230557-25-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/230557/000023055725000016/0000230557-25-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/230557/000023055725000016/sigi-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:44:57.447428+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}