---
schema_version: "secwatch.filing_event.v1"
accession: "0000230557-25-000016"
form_type: "8-K"
ticker: "SIGI"
cik: "0000230557"
company_name: "SELECTIVE INSURANCE GROUP INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:44:57.447428+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Selective Q2 EPS $1.36; combined ratio 100.2%; raises FY combined ratio guidance by 1 pt

## Summary
- Net income $83.6M ($1.36 diluted EPS); non-GAAP operating income $80.3M ($1.31 per share).
- GAAP combined ratio 100.2% vs. 116.1% YoY; unfavorable prior year casualty reserve development 3.8 pts ($45M).
- Net premiums written up 5% to $1.29B; renewal pure price +9.9% overall, +8.9% in commercial lines.
- Updated FY2025 guidance: combined ratio 97%-98% (from 96%-97%); net investment income now $415M (from $405M).
- Book value per share $52.09 (+9% YTD); quarterly dividend $0.38 payable Sep 2, 2025.

## SEC filing metadata
- accession: 0000230557-25-000016
- form_type: 8-K
- ticker: SIGI
- cik: 0000230557
- company_name: SELECTIVE INSURANCE GROUP INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/230557/000023055725000016/0000230557-25-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/230557/000023055725000016/sigi-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000230557-25-000016
- JSON: https://secwatch.observer/filing/0000230557-25-000016.json
- Plain text: https://secwatch.observer/filing/0000230557-25-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.