{"schema_version":"secwatch.filing_event.v1","accession":"0000230557-26-000003","form_type":"8-K","ticker":"SIGI","cik":"0000230557","company_name":"SELECTIVE INSURANCE GROUP INC","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.294279+00:00","generated_at":"2026-05-16T06:37:23.940688+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Selective Insurance Q4 net income $2.52/sh, operating income $2.57/sh; combined ratio 93.8%","bullets":["Net premiums written $1,129.5M (+4% YoY); renewal pure price +8.3%.","Combined ratio improved 4.7 pts to 93.8% (Q4 2024: 98.5%) with no prior year casualty reserve development.","After-tax net investment income $114M (+17% YoY); book value per share $56.74 (+18% YoY).","Full year 2025 net income $7.49/sh; GAAP combined ratio 97.2% (improved from 103.0%).","2026 guidance: combined ratio 96.5%-97.5%; after-tax NII $465M; diluted shares ~61M."],"urls":{"canonical":"https://secwatch.observer/filing/0000230557-26-000003","json":"https://secwatch.observer/filing/0000230557-26-000003.json","markdown":"https://secwatch.observer/filing/0000230557-26-000003.md","text":"https://secwatch.observer/filing/0000230557-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/230557/000023055726000003/0000230557-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/230557/000023055726000003/sigi-20260129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:37:23.940688+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}