---
schema_version: "secwatch.filing_event.v1"
accession: "0000230557-26-000003"
form_type: "8-K"
ticker: "SIGI"
cik: "0000230557"
company_name: "SELECTIVE INSURANCE GROUP INC"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:37:23.940688+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Selective Insurance Q4 net income $2.52/sh, operating income $2.57/sh; combined ratio 93.8%

## Summary
- Net premiums written $1,129.5M (+4% YoY); renewal pure price +8.3%.
- Combined ratio improved 4.7 pts to 93.8% (Q4 2024: 98.5%) with no prior year casualty reserve development.
- After-tax net investment income $114M (+17% YoY); book value per share $56.74 (+18% YoY).
- Full year 2025 net income $7.49/sh; GAAP combined ratio 97.2% (improved from 103.0%).
- 2026 guidance: combined ratio 96.5%-97.5%; after-tax NII $465M; diluted shares ~61M.

## SEC filing metadata
- accession: 0000230557-26-000003
- form_type: 8-K
- ticker: SIGI
- cik: 0000230557
- company_name: SELECTIVE INSURANCE GROUP INC
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/230557/000023055726000003/0000230557-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/230557/000023055726000003/sigi-20260129.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000230557-26-000003
- JSON: https://secwatch.observer/filing/0000230557-26-000003.json
- Plain text: https://secwatch.observer/filing/0000230557-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.