{"schema_version":"secwatch.filing_event.v1","accession":"0000278166-24-000102","form_type":"8-K","ticker":"CVCO","cik":"0000278166","company_name":"CAVCO INDUSTRIES, INC.","filed_at":"2024-08-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.457584+00:00","generated_at":"2026-05-31T13:32:06.404971+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cavco Q1 EPS $4.11, down 22% YoY; insurance losses offset factory-built momentum","bullets":["Net revenue $478M, up 0.4% YoY; diluted EPS $4.11 vs $5.29 (down 22.3%).","Factory-built housing gross margin 22.6% (down from 24.8%); volume up 3.6%.","Financial services segment posted $5.2M pretax loss from Texas storms and NM wildfires.","Backlog $232M, up 21% from $191M three months ago; stock buybacks $29M in quarter.","Sequential home-sales volume up 20%; capacity utilization improved to ~65% from ~60%."],"urls":{"canonical":"https://secwatch.observer/filing/0000278166-24-000102","json":"https://secwatch.observer/filing/0000278166-24-000102.json","markdown":"https://secwatch.observer/filing/0000278166-24-000102.md","text":"https://secwatch.observer/filing/0000278166-24-000102.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/278166/000027816624000102/0000278166-24-000102-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/278166/000027816624000102/cvco-20240801.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T13:32:06.404971+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}