{"schema_version":"secwatch.filing_event.v1","accession":"0000278166-25-000004","form_type":"8-K","ticker":"CVCO","cik":"0000278166","company_name":"CAVCO INDUSTRIES, INC.","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.917317+00:00","generated_at":"2026-05-27T05:56:27.101354+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"confidence":"high","headline":"Cavco Q3 EPS $6.90 (+62% YoY) on revenue $522M (+16.8%); home shipments up 21.6%","bullets":["Net income per diluted share $6.90, up 62% from $4.27; pre-tax income $69.3M (+57.9%).","Net revenue $522M, up 16.8% YoY; factory-built housing revenue +17.3%, financial services +6.8%.","Home sales volume up 21.6%; backlog $224M, representing 6-8 weeks of production.","Stock repurchases of ~$42M in the quarter; cash position and balance sheet remain strong.","Financial services gross margin improved to 55.5% from 36.8% on higher premiums and lower claims."],"urls":{"canonical":"https://secwatch.observer/filing/0000278166-25-000004","json":"https://secwatch.observer/filing/0000278166-25-000004.json","markdown":"https://secwatch.observer/filing/0000278166-25-000004.md","text":"https://secwatch.observer/filing/0000278166-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/278166/000027816625000004/0000278166-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/278166/000027816625000004/cvco-20250130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:56:27.101354+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}