---
schema_version: "secwatch.filing_event.v1"
accession: "0000278166-25-000004"
form_type: "8-K"
ticker: "CVCO"
cik: "0000278166"
company_name: "CAVCO INDUSTRIES, INC."
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T05:56:27.101354+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Cavco Q3 EPS $6.90 (+62% YoY) on revenue $522M (+16.8%); home shipments up 21.6%

## Summary
- Net income per diluted share $6.90, up 62% from $4.27; pre-tax income $69.3M (+57.9%).
- Net revenue $522M, up 16.8% YoY; factory-built housing revenue +17.3%, financial services +6.8%.
- Home sales volume up 21.6%; backlog $224M, representing 6-8 weeks of production.
- Stock repurchases of ~$42M in the quarter; cash position and balance sheet remain strong.
- Financial services gross margin improved to 55.5% from 36.8% on higher premiums and lower claims.

## SEC filing metadata
- accession: 0000278166-25-000004
- form_type: 8-K
- ticker: CVCO
- cik: 0000278166
- company_name: CAVCO INDUSTRIES, INC.
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/278166/000027816625000004/0000278166-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/278166/000027816625000004/cvco-20250130.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000278166-25-000004
- JSON: https://secwatch.observer/filing/0000278166-25-000004.json
- Plain text: https://secwatch.observer/filing/0000278166-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.