{"schema_version":"secwatch.filing_event.v1","accession":"0000310522-26-000016","form_type":"8-K","ticker":"FNMA","cik":"0000310522","company_name":"FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE","filed_at":"2026-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.333554+00:00","generated_at":"2026-05-16T03:25:45.286132+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fannie Mae Q4 net income $3.5B (down 9% QoQ), FY net income $14.4B (down 15% YoY)","bullets":["Net income Q4 $3.5B vs $3.9B Q3; full year $14.4B vs $16.98B in 2024.","Net worth grew to $109.0B, up $14.4B from end of 2024; record level.","Net revenues stable at $7.3B Q4 and $29.0B full year; non-interest expenses down $141M from 2024.","Single-family net income $2.677B Q4 (down 13% QoQ); multifamily $850M (up 10% QoQ).","Serious delinquency rates increased: single-family 0.58% (from 0.54%), multifamily 0.74% (from 0.68%)."],"urls":{"canonical":"https://secwatch.observer/filing/0000310522-26-000016","json":"https://secwatch.observer/filing/0000310522-26-000016.json","markdown":"https://secwatch.observer/filing/0000310522-26-000016.md","text":"https://secwatch.observer/filing/0000310522-26-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/310522/000031052226000016/0000310522-26-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/310522/000031052226000016/fnm-20260211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:25:45.286132+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}