{"schema_version":"secwatch.filing_event.v1","accession":"0000314489-25-000308","form_type":"8-K","ticker":"BUSE","cik":"0000314489","company_name":"FIRST BUSEY CORP /NV/","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.690859+00:00","generated_at":"2026-05-17T02:02:57.963556+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Busey Q3 GAAP EPS $0.58, adjusted $0.64; NIM 3.58%, deposit costs fall","bullets":["Net income $57.1M ($0.58 diluted EPS); adjusted net income $62.5M ($0.64 adjusted EPS).","Net interest margin expanded 9 bps to 3.58%; spot deposit cost fell 21 bps to 2.01%.","Runoff of $794.6M high-cost deposits (avg cost 4.45%) largely complete; loan balances down modestly.","CET1 ratio 12.33%; tangible common equity/tangible assets 9.9%; tangible book value per share up 10.1% YTD.","Credit metrics improved: classified assets to capital 7.0%, net charge-offs 0.17%."],"urls":{"canonical":"https://secwatch.observer/filing/0000314489-25-000308","json":"https://secwatch.observer/filing/0000314489-25-000308.json","markdown":"https://secwatch.observer/filing/0000314489-25-000308.md","text":"https://secwatch.observer/filing/0000314489-25-000308.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/314489/000031448925000308/0000314489-25-000308-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/314489/000031448925000308/buse-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:02:57.963556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}