---
schema_version: "secwatch.filing_event.v1"
accession: "0000314489-25-000308"
form_type: "8-K"
ticker: "BUSE"
cik: "0000314489"
company_name: "FIRST BUSEY CORP /NV/"
filed_at: "2025-10-28T23:59:59+00:00"
generated_at: "2026-05-17T02:02:57.963556+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Busey Q3 GAAP EPS $0.58, adjusted $0.64; NIM 3.58%, deposit costs fall

## Summary
- Net income $57.1M ($0.58 diluted EPS); adjusted net income $62.5M ($0.64 adjusted EPS).
- Net interest margin expanded 9 bps to 3.58%; spot deposit cost fell 21 bps to 2.01%.
- Runoff of $794.6M high-cost deposits (avg cost 4.45%) largely complete; loan balances down modestly.
- CET1 ratio 12.33%; tangible common equity/tangible assets 9.9%; tangible book value per share up 10.1% YTD.
- Credit metrics improved: classified assets to capital 7.0%, net charge-offs 0.17%.

## SEC filing metadata
- accession: 0000314489-25-000308
- form_type: 8-K
- ticker: BUSE
- cik: 0000314489
- company_name: FIRST BUSEY CORP /NV/
- filed_at: 2025-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/314489/000031448925000308/0000314489-25-000308-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/314489/000031448925000308/buse-20251028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000314489-25-000308
- JSON: https://secwatch.observer/filing/0000314489-25-000308.json
- Plain text: https://secwatch.observer/filing/0000314489-25-000308.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.