{"schema_version":"secwatch.filing_event.v1","accession":"0000316709-22-000032","form_type":"8-K","ticker":"SCHW","cik":"0000316709","company_name":"SCHWAB CHARLES CORP","filed_at":"2022-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.141884+00:00","generated_at":"2026-06-23T03:25:19.786646+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Schwab reports record Q3: revenue $5.5B (+20% YoY), net income $2.0B (+32%)","bullets":["Record GAAP EPS of $0.99; adjusted EPS $1.10 (+31% YoY).","Core net new assets of $115B, a 7% annualized growth rate.","Net revenues $5.5B, up 20% YoY; net income $2.0B, up 32%.","Pre-tax profit margin 48.7% GAAP (53.3% adjusted); return on tangible common equity 74%.","Nine-month net revenues $15.3B, net income $5.2B, both up double-digits YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000316709-22-000032","json":"https://secwatch.observer/filing/0000316709-22-000032.json","markdown":"https://secwatch.observer/filing/0000316709-22-000032.md","text":"https://secwatch.observer/filing/0000316709-22-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/316709/000031670922000032/0000316709-22-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/316709/000031670922000032/schw-20221017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T03:25:19.786646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}