{"schema_version":"secwatch.filing_event.v1","accession":"0000316709-23-000004","form_type":"8-K","ticker":"SCHW","cik":"0000316709","company_name":"SCHWAB CHARLES CORP","filed_at":"2023-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.597433+00:00","generated_at":"2026-06-20T14:17:30.121848+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Schwab reports record full-year EPS of $3.50 ($3.90 adjusted); revenue up 12% to $20.8B","bullets":["Full-year net income rose 23% to a record $7.2B; GAAP diluted EPS $3.50, adjusted $3.90.","Q4 net income $2.0B, up 25% YoY; diluted EPS $0.97 ($1.07 adjusted), beating prior year.","Gathered $428B in core net new assets in 2022; added over 4 million new brokerage accounts.","Net revenues for Q4 $5.5B (+17% YoY); full-year $20.8B, driven by higher asset management fees.","Pre-tax profit margin improved to 45.2% GAAP (50.0% adjusted) for the full year."],"urls":{"canonical":"https://secwatch.observer/filing/0000316709-23-000004","json":"https://secwatch.observer/filing/0000316709-23-000004.json","markdown":"https://secwatch.observer/filing/0000316709-23-000004.md","text":"https://secwatch.observer/filing/0000316709-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/316709/000031670923000004/0000316709-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/316709/000031670923000004/schw-20230118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T14:17:30.121848+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"49c523f8b68ad675081c66bf9119445e4ae1d319","claim":"SCHWAB CHARLES CORP reported the quarter ended December 31, 2022 results: net income $1,968, EPS $.97.","evidence_excerpt":"On January 18, 2023, The Charles Schwab Corporation issued a press release announcing its financial results for the quarter ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/316709/000031670923000004/0000316709-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$1,968"},{"label":"EPS","value":"$.97"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"68fb52b1e28e0bd0e94f865e6386ef4a89414bf0","claim":"SCHWAB CHARLES CORP reported the twelve months ended December 31, 2022 results: revenue $ 20,762, net income $ 7,183, EPS $ 3.50.","evidence_excerpt":"Three Months Ended December 31, % Twelve Months Ended December 31, % Financial Highlights (1) 2022 2021 Change 2022 2021 Change Net revenues (in millions) $ 5,497 $ 4,708 17% $ 20,762 $ 18,520 12% Net income (in millions) GAAP $ 1,968 $ 1,580 25% $ 7,183 $ 5,855 23% Adjusted (1) $ 2,151 $ 1,775 21% $ 7,934 $ 6,670 19% Diluted earnings per common share (2) GAAP","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/316709/000031670923000004/0000316709-23-000004-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the twelve months ended December 31, 2022"},{"label":"Revenue","value":"$ 20,762"},{"label":"Net income","value":"$ 7,183"},{"label":"EPS","value":"$ 3.50"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}