{"schema_version":"secwatch.filing_event.v1","accession":"0000316709-25-000005","form_type":"8-K","ticker":"SCHW","cik":"0000316709","company_name":"SCHWAB CHARLES CORP","filed_at":"2025-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.947842+00:00","generated_at":"2026-05-27T22:36:12.365121+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Schwab Q4 earnings: adj EPS $1.01 (+49% YoY), revenue $5.3B (+20%)","bullets":["Q4 GAAP EPS $0.94, adj EPS $1.01; net income $1.84B (+76% YoY), adj net income $1.974B (+44%).","Net revenues $5.33B (+20% YoY); pre-tax margin GAAP 43.3%, adj 46.6%.","Core net new assets $114.8B in Q4, $366.9B for 2024 (+20% vs 2023); total client assets $10.10T (+19%).","Managed Investing Solutions full-year net inflows record $55B; new brokerage accounts +23% YoY to 1.1M.","Bank supplemental funding reduced to $49.9B, down ~50% from peak; margin balances $83.8B (+15% seq)."],"urls":{"canonical":"https://secwatch.observer/filing/0000316709-25-000005","json":"https://secwatch.observer/filing/0000316709-25-000005.json","markdown":"https://secwatch.observer/filing/0000316709-25-000005.md","text":"https://secwatch.observer/filing/0000316709-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/316709/000031670925000005/0000316709-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/316709/000031670925000005/schw-20250121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T22:36:12.365121+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}