---
schema_version: "secwatch.filing_event.v1"
accession: "0000316709-25-000033"
form_type: "8-K"
ticker: "SCHW"
cik: "0000316709"
company_name: "SCHWAB CHARLES CORP"
filed_at: "2025-07-18T23:59:59+00:00"
generated_at: "2026-05-18T05:51:55.346145+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Schwab Q2 2025: record EPS $1.08, revenue $5.85B (+25% YoY), client assets $10.76T

## Summary
- GAAP net income $2.1B, diluted EPS $1.08; adjusted EPS $1.14, up 56% YoY.
- Core net new assets $80.3B (+31% YoY); 1.1 million new brokerage accounts opened.
- Total client assets hit record $10.76 trillion, up 14% YoY.
- Returned ~$2.8B excess capital: $2.5B preferred equity redemption + $350M common stock buyback.
- Bank supplemental funding reduced by $10.4B to $27.7B; sweep cash $412.1B at quarter-end.

## SEC filing metadata
- accession: 0000316709-25-000033
- form_type: 8-K
- ticker: SCHW
- cik: 0000316709
- company_name: SCHWAB CHARLES CORP
- filed_at: 2025-07-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/316709/000031670925000033/0000316709-25-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/316709/000031670925000033/schw-20250718.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000316709-25-000033
- JSON: https://secwatch.observer/filing/0000316709-25-000033.json
- Plain text: https://secwatch.observer/filing/0000316709-25-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.