{"schema_version":"secwatch.filing_event.v1","accession":"0000316709-26-000035","form_type":"8-K","ticker":"SCHW","cik":"0000316709","company_name":"SCHWAB CHARLES CORP","filed_at":"2026-10-15T20:18:01+00:00","discovered_at":"2026-10-15T20:19:00.443448+00:00","generated_at":"2026-10-15T20:19:15.628706+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Schwab Q3 revenue up 17% to record $7.17B; GAAP EPS $1.62 (+29%), core net new assets $190.4B (+38%)","bullets":["Net revenues $7.171B (+17% YoY); GAAP net income $2.906B and EPS $1.62 (+29%); adjusted EPS $1.69 excluding $151M pre-tax transaction-related costs.","Core net new assets $190.4B, up 38% YoY; 1.2M new brokerage accounts opened; total client accounts 48.6M and total client assets $13.33T (+15%).","Margin loan balances $187.9B (+14% QoQ), including $60.7B for long/short strategies; bank loan balances $72.3B (+35% YoY); daily average trades 10.7M (+44%).","Pledged Asset Line balances $37.3B (+59% YoY); Schwab Wealth Advisory net flows +55%; Managed Investing Solutions net flows +22% vs 3Q25.","GAAP pre-tax profit margin 52.7% (adjusted 54.8%); annualized ROTCE 44%; launched AI assistant Charley, single stock futures on thinkorswim, and an Anthropic partnership."],"urls":{"canonical":"https://secwatch.observer/filing/0000316709-26-000035","json":"https://secwatch.observer/filing/0000316709-26-000035.json","markdown":"https://secwatch.observer/filing/0000316709-26-000035.md","text":"https://secwatch.observer/filing/0000316709-26-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/316709/000031670926000035/0000316709-26-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/316709/000031670926000035/schw-20261015.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-15T20:19:15.628706+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}