---
schema_version: "secwatch.filing_event.v1"
accession: "0000316709-26-000035"
form_type: "8-K"
ticker: "SCHW"
cik: "0000316709"
company_name: "SCHWAB CHARLES CORP"
filed_at: "2026-10-15T20:18:01+00:00"
generated_at: "2026-10-15T20:19:15.628706+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Schwab Q3 revenue up 17% to record $7.17B; GAAP EPS $1.62 (+29%), core net new assets $190.4B (+38%)

## Summary
- Net revenues $7.171B (+17% YoY); GAAP net income $2.906B and EPS $1.62 (+29%); adjusted EPS $1.69 excluding $151M pre-tax transaction-related costs.
- Core net new assets $190.4B, up 38% YoY; 1.2M new brokerage accounts opened; total client accounts 48.6M and total client assets $13.33T (+15%).
- Margin loan balances $187.9B (+14% QoQ), including $60.7B for long/short strategies; bank loan balances $72.3B (+35% YoY); daily average trades 10.7M (+44%).
- Pledged Asset Line balances $37.3B (+59% YoY); Schwab Wealth Advisory net flows +55%; Managed Investing Solutions net flows +22% vs 3Q25.
- GAAP pre-tax profit margin 52.7% (adjusted 54.8%); annualized ROTCE 44%; launched AI assistant Charley, single stock futures on thinkorswim, and an Anthropic partnership.

## SEC filing metadata
- accession: 0000316709-26-000035
- form_type: 8-K
- ticker: SCHW
- cik: 0000316709
- company_name: SCHWAB CHARLES CORP
- filed_at: 2026-10-15T20:18:01+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/316709/000031670926000035/0000316709-26-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/316709/000031670926000035/schw-20261015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000316709-26-000035
- JSON: https://secwatch.observer/filing/0000316709-26-000035.json
- Plain text: https://secwatch.observer/filing/0000316709-26-000035.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.