---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-23-000043"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2023-01-24T23:59:59+00:00"
generated_at: "2026-06-20T11:06:42.239071+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp reports record annual net income of $101.3M for 2022; Q4 EPS $0.95

## Summary
- Full-year 2022 net income $101.3M ($3.60 diluted EPS) vs $47.6M ($2.15) in 2021.
- Q4 2022 net income $26.8M ($0.95 diluted EPS); net interest margin improved 107 bp YoY to 4.44%.
- Board declared quarterly dividend of $0.38 per share, payable to shareholders of record Feb 10, 2023.
- Pending all-stock acquisition of Limestone Bancorp valued at ~$208.2M, expected close Q2 2023.
- Net charge-offs were $2.1M in Q4, up from $1.3M in Q4 2021; criticized loans increased $26.6M.

## SEC filing metadata
- accession: 0000318300-23-000043
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2023-01-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830023000043/0000318300-23-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830023000043/pebo-20230124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-23-000043
- JSON: https://secwatch.observer/filing/0000318300-23-000043.json
- Plain text: https://secwatch.observer/filing/0000318300-23-000043.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported the fourth quarter of 2022 results: net income $26.8 million, EPS $0.95.
  - Period: the fourth quarter of 2022
  - Net income: $26.8 million
  - EPS: $0.95
  - Result: reported results
  source text: Net income totaled $26.8 million for the fourth quarter of 2022, representing earnings per diluted common share of $0.95.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830023000043/0000318300-23-000043-index.htm
- Earnings Releases
  PEOPLES BANCORP INC reported the full year of 2022 results: net income $101.3 million, EPS $3.60.
  - Period: the full year of 2022
  - Net income: $101.3 million
  - EPS: $3.60
  - Result: reported results
  source text: For the full year, net income was $101.3 million in 2022 versus $47.6 million in 2021, representing earnings per diluted common share of $3.60 and $2.15, respectively.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830023000043/0000318300-23-000043-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.