{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-23-000296","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.247429+00:00","generated_at":"2026-06-13T03:30:00.673991+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Peoples Bancorp Q2 net income falls to $21.1M, EPS $0.64; Limestone merger completed","bullets":["Net income $21.1M ($0.64 diluted EPS) vs Q1 $26.6M ($0.94) and Q2 2022 $24.9M ($0.88).","Provision for credit losses of $8.0M, driven by $9.4M provision on Limestone acquired loans.","Completed Limestone Merger on Apr 30, valued at $177.9M, incurred $10.8M acquisition-related expenses.","Net interest margin 4.54% (up 70bps YoY); net interest income up 38% YoY to $84.9M.","Board declared $0.39/share quarterly dividend, payable Aug 14."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-23-000296","json":"https://secwatch.observer/filing/0000318300-23-000296.json","markdown":"https://secwatch.observer/filing/0000318300-23-000296.md","text":"https://secwatch.observer/filing/0000318300-23-000296.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/0000318300-23-000296-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/pebo-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:30:00.673991+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4e9335c39ebcb178735ab956325042dca73783c5","claim":"PEOPLES BANCORP INC reported second quarter of 2023 results: net income $21.1 million, EPS $0.64.","evidence_excerpt":"Peoples reported net income of $21.1 million for the second quarter of 2023, representing earnings per diluted common share of $0.64.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/0000318300-23-000296-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$21.1 million"},{"label":"EPS","value":"$0.64"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}