---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-23-000296"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2023-07-25T23:59:59+00:00"
generated_at: "2026-06-13T03:30:00.673991+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q2 net income falls to $21.1M, EPS $0.64; Limestone merger completed

## Summary
- Net income $21.1M ($0.64 diluted EPS) vs Q1 $26.6M ($0.94) and Q2 2022 $24.9M ($0.88).
- Provision for credit losses of $8.0M, driven by $9.4M provision on Limestone acquired loans.
- Completed Limestone Merger on Apr 30, valued at $177.9M, incurred $10.8M acquisition-related expenses.
- Net interest margin 4.54% (up 70bps YoY); net interest income up 38% YoY to $84.9M.
- Board declared $0.39/share quarterly dividend, payable Aug 14.

## SEC filing metadata
- accession: 0000318300-23-000296
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2023-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/0000318300-23-000296-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/pebo-20230725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-23-000296
- JSON: https://secwatch.observer/filing/0000318300-23-000296.json
- Plain text: https://secwatch.observer/filing/0000318300-23-000296.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported second quarter of 2023 results: net income $21.1 million, EPS $0.64.
  - Period: second quarter of 2023
  - Net income: $21.1 million
  - EPS: $0.64
  - Result: reported results
  source text: Peoples reported net income of $21.1 million for the second quarter of 2023, representing earnings per diluted common share of $0.64.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830023000296/0000318300-23-000296-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.