---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-23-000298"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2023-07-28T23:59:59+00:00"
generated_at: "2026-06-12T23:21:42.708516+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q2 2023 net income $21.1M, down 15% YoY; acquisition costs weigh

## Summary
- Net income of $21.1M (diluted EPS $0.65 est.) vs $24.9M in Q2 2022; annualized ROA 1.01% vs 1.40%.
- Net interest income $84.9M, up from $61.5M a year ago, driven by balance sheet growth and rate environment.
- Acquisition-related expenses of $10.7M in Q2; core non-interest expense $60.5M, adjusted efficiency ratio 53.3%.
- Tangible book value per share $16.56, down from $17.37 at March 31 due to acquisition dilution.
- Total assets $8.79B, up 21% YoY; common shares outstanding increased to 35.4M from 28.3M.

## SEC filing metadata
- accession: 0000318300-23-000298
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2023-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830023000298/0000318300-23-000298-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830023000298/pebo-20230728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-23-000298
- JSON: https://secwatch.observer/filing/0000318300-23-000298.json
- Plain text: https://secwatch.observer/filing/0000318300-23-000298.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported financial results for the quarter ended June 30, 2023.
  - Period: the quarter ended June 30, 2023
  - Result: reported results
  source text: On July 25, 2023, management of Peoples Bancorp Inc. (“Peoples”) conducted a facilitated conference call at approximately 11:00 a.m., Eastern Daylight Time, to discuss results of operations for the quarter ended June 30, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830023000298/0000318300-23-000298-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.