---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-23-000395"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2023-10-24T23:59:59+00:00"
generated_at: "2026-06-09T14:57:32.996341+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q3 record net income $31.9M, EPS $0.90; dividend $0.39

## Summary
- Net income $31.9M ($0.90 diluted EPS) vs $21.1M ($0.64) linked quarter; record quarterly net income.
- Net interest income $93.3M, up 10% QoQ; net interest margin 4.70%, +16 bps.
- Provision for credit losses $4.1M (vs $8.0M linked); net charge-offs 0.15% of avg loans.
- Limestone merger acquisition-related expenses $4.4M; pension termination charge $2.4M.
- Board declared quarterly dividend of $0.39 per common share, unchanged from prior.

## SEC filing metadata
- accession: 0000318300-23-000395
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2023-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830023000395/0000318300-23-000395-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830023000395/pebo-20231024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-23-000395
- JSON: https://secwatch.observer/filing/0000318300-23-000395.json
- Plain text: https://secwatch.observer/filing/0000318300-23-000395.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported the third quarter of 2023 results: net income $31.9 million, EPS $0.90.
  - Period: the third quarter of 2023
  - Net income: $31.9 million
  - EPS: $0.90
  - Result: reported results
  source text: Peoples reported net income of $31.9 million for the third quarter of 2023, representing earnings per diluted common share of $0.90.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830023000395/0000318300-23-000395-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.