---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-23-000398"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2023-10-27T23:59:59+00:00"
generated_at: "2026-06-09T07:27:51.441009+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q3 net income $31.9M, up 23% YoY; net interest income rises 39%

## Summary
- Net income $31.9M ($0.91 diluted EPS) vs $26.0M in Q3 2022; adjusted net income $37.5M.
- Net interest income $93.3M, up 39% YoY, driven by loan growth and higher rates.
- Non-interest expense $71.7M (+37% YoY) includes $4.4M acquisition-related costs.
- Tangible book value per share $16.52, up from $15.28 a year ago.
- Efficiency ratio adjusted for non-core items improved to 52.5% from 56.6% in Q3 2022.

## SEC filing metadata
- accession: 0000318300-23-000398
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2023-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830023000398/0000318300-23-000398-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830023000398/pebo-20231027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-23-000398
- JSON: https://secwatch.observer/filing/0000318300-23-000398.json
- Plain text: https://secwatch.observer/filing/0000318300-23-000398.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.