{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-24-000052","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.551725+00:00","generated_at":"2026-06-06T20:16:04.083162+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q4 net income $33.8M ($0.96 EPS); declares $0.39 dividend","bullets":["Net income Q4 $33.8M, EPS $0.96 vs $0.90 linked Q and $0.95 year ago; full year net income $113.4M (record), EPS $3.44.","Net interest income $88.4M, NIM 4.44% down 27bp linked Q on higher deposit costs; accretion added 47bp.","Provision for credit losses $1.3M vs $4.1M prior Q; net charge-offs $3.5M (0.23% annualized).","Board declared $0.39 per share quarterly dividend on January 22, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-24-000052","json":"https://secwatch.observer/filing/0000318300-24-000052.json","markdown":"https://secwatch.observer/filing/0000318300-24-000052.md","text":"https://secwatch.observer/filing/0000318300-24-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/pebo-20240123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:16:04.083162+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"38dedc38a491763638ab7b581b5bbc0c1db9638b","claim":"PEOPLES BANCORP INC reported for the quarter and year ended December 31, 2023 results: net income net income was $113.4 million in 2023, EPS earnings per diluted common share of $3.44.","evidence_excerpt":"Net income totaled $33.8 million for the fourth quarter of 2023, representing earnings per diluted common share of $0.96.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter and year ended December 31, 2023"},{"label":"Net income","value":"net income was $113.4 million in 2023"},{"label":"EPS","value":"earnings per diluted common share of $3.44"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"38dedc38a491763638ab7b581b5bbc0c1db9638b","claim":"PEOPLES BANCORP INC reported for the quarter and year ended December 31, 2023 results: net income net income was $113.4 million in 2023, EPS earnings per diluted common share of $3.44.","evidence_excerpt":"For the full year, net income was $113.4 million in 2023 versus $101.3 million in 2022, representing earnings per diluted common share of $3.44 and $3.60, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter and year ended December 31, 2023"},{"label":"Net income","value":"net income was $113.4 million in 2023"},{"label":"EPS","value":"earnings per diluted common share of $3.44"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}