---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-24-000052"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2024-01-23T23:59:59+00:00"
generated_at: "2026-06-06T20:16:04.083162+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q4 net income $33.8M ($0.96 EPS); declares $0.39 dividend

## Summary
- Net income Q4 $33.8M, EPS $0.96 vs $0.90 linked Q and $0.95 year ago; full year net income $113.4M (record), EPS $3.44.
- Net interest income $88.4M, NIM 4.44% down 27bp linked Q on higher deposit costs; accretion added 47bp.
- Provision for credit losses $1.3M vs $4.1M prior Q; net charge-offs $3.5M (0.23% annualized).
- Board declared $0.39 per share quarterly dividend on January 22, 2024.

## SEC filing metadata
- accession: 0000318300-24-000052
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2024-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/pebo-20240123.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-24-000052
- JSON: https://secwatch.observer/filing/0000318300-24-000052.json
- Plain text: https://secwatch.observer/filing/0000318300-24-000052.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported for the quarter and year ended December 31, 2023 results: net income net income was $113.4 million in 2023, EPS earnings per diluted common share of $3.44.
  - Period: for the quarter and year ended December 31, 2023
  - Net income: net income was $113.4 million in 2023
  - EPS: earnings per diluted common share of $3.44
  - Result: reported results
  source text: Net income totaled $33.8 million for the fourth quarter of 2023, representing earnings per diluted common share of $0.96.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm
- Earnings Releases
  PEOPLES BANCORP INC reported for the quarter and year ended December 31, 2023 results: net income net income was $113.4 million in 2023, EPS earnings per diluted common share of $3.44.
  - Period: for the quarter and year ended December 31, 2023
  - Net income: net income was $113.4 million in 2023
  - EPS: earnings per diluted common share of $3.44
  - Result: reported results
  source text: For the full year, net income was $113.4 million in 2023 versus $101.3 million in 2022, representing earnings per diluted common share of $3.44 and $3.60, respectively.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830024000052/0000318300-24-000052-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.