{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-24-000296","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2024-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.484944+00:00","generated_at":"2026-05-31T16:04:07.334993+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"medium","headline":"Peoples Bancorp Q2 net income $29.0M, up 37% YoY; efficiency ratio improves to 59.2%","bullets":["Net income $29.0M for Q2 2024 vs $21.1M in Q2 2023; annualized ROA 1.27%.","Net interest income $86.6M (+2.1% YoY); non-interest income $23.7M (+12.8% YoY).","Provision for credit losses $5.7M, down from $8.0M a year ago.","Tangible book value per share $18.91, up from $16.56 year ago; tangible equity ratio 7.61%.","Efficiency ratio improved to 59.19% from 62.75%; core non-interest expense $68.8M."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-24-000296","json":"https://secwatch.observer/filing/0000318300-24-000296.json","markdown":"https://secwatch.observer/filing/0000318300-24-000296.md","text":"https://secwatch.observer/filing/0000318300-24-000296.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000296/0000318300-24-000296-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000296/pebo-20240726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T16:04:07.334993+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}