---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-24-000296"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2024-07-26T23:59:59+00:00"
generated_at: "2026-05-31T16:04:07.334993+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "medium"
source: SEC EDGAR
---

# Peoples Bancorp Q2 net income $29.0M, up 37% YoY; efficiency ratio improves to 59.2%

## Summary
- Net income $29.0M for Q2 2024 vs $21.1M in Q2 2023; annualized ROA 1.27%.
- Net interest income $86.6M (+2.1% YoY); non-interest income $23.7M (+12.8% YoY).
- Provision for credit losses $5.7M, down from $8.0M a year ago.
- Tangible book value per share $18.91, up from $16.56 year ago; tangible equity ratio 7.61%.
- Efficiency ratio improved to 59.19% from 62.75%; core non-interest expense $68.8M.

## SEC filing metadata
- accession: 0000318300-24-000296
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2024-07-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830024000296/0000318300-24-000296-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830024000296/pebo-20240726.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-24-000296
- JSON: https://secwatch.observer/filing/0000318300-24-000296.json
- Plain text: https://secwatch.observer/filing/0000318300-24-000296.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.