{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-24-000371","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.694192+00:00","generated_at":"2026-05-30T09:51:31.850531+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"medium","headline":"Peoples Bancorp Q3 net income $31.7M; tangible book value rises to $20.29","bullets":["Net income of $31.7M for Q3 2024, essentially flat vs $31.9M in Q3 2023.","Net interest income $88.9M, down 4.6% YoY from $93.3M; non-interest income $24.8M, up 6.8%.","Efficiency ratio improved to 55.1% from 58.4% in Q3 2023, driven by lower non-interest expense.","Tangible book value per share $20.29, up 22.8% from $16.52 a year ago.","Return on average tangible equity 19.4% vs 23.0% prior year; provisions for credit losses $6.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-24-000371","json":"https://secwatch.observer/filing/0000318300-24-000371.json","markdown":"https://secwatch.observer/filing/0000318300-24-000371.md","text":"https://secwatch.observer/filing/0000318300-24-000371.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000371/0000318300-24-000371-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830024000371/pebo-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:51:31.850531+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}