---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-24-000371"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2024-10-28T23:59:59+00:00"
generated_at: "2026-05-30T09:51:31.850531+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# Peoples Bancorp Q3 net income $31.7M; tangible book value rises to $20.29

## Summary
- Net income of $31.7M for Q3 2024, essentially flat vs $31.9M in Q3 2023.
- Net interest income $88.9M, down 4.6% YoY from $93.3M; non-interest income $24.8M, up 6.8%.
- Efficiency ratio improved to 55.1% from 58.4% in Q3 2023, driven by lower non-interest expense.
- Tangible book value per share $20.29, up 22.8% from $16.52 a year ago.
- Return on average tangible equity 19.4% vs 23.0% prior year; provisions for credit losses $6.7M.

## SEC filing metadata
- accession: 0000318300-24-000371
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2024-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830024000371/0000318300-24-000371-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830024000371/pebo-20241028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-24-000371
- JSON: https://secwatch.observer/filing/0000318300-24-000371.json
- Plain text: https://secwatch.observer/filing/0000318300-24-000371.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.