{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000044","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-01-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.951010+00:00","generated_at":"2026-05-27T09:37:32.340268+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"medium","headline":"Peoples Bancorp reports Q4 net income $26.9M, full year $117.2M; tangible book value $19.94","bullets":["Q4 2024 net income of $26.9M ($0.76 implied EPS) vs $33.8M in Q4 2023; full year net income $117.2M vs $113.4M in 2023.","Net interest income Q4 $86.5M, non-interest income $25.1M; total revenue ~$111.6M for the quarter.","Tangible book value per share rose to $19.94 at Dec 31, 2024, up from $18.16 a year ago.","Efficiency ratio adjusted for non-core items was 58.57% in Q4 2024 vs 54.87% in Q4 2023.","Pre-provision net revenue (PPNR) declined to $42.9M in Q4 2024 from $47.0M in Q4 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000044","json":"https://secwatch.observer/filing/0000318300-25-000044.json","markdown":"https://secwatch.observer/filing/0000318300-25-000044.md","text":"https://secwatch.observer/filing/0000318300-25-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000044/0000318300-25-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000044/pebo-20250127.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T09:37:32.340268+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}