secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP INC (PEBO)
CIK:        0000318300
Form:       8-K
Filed at:   2025-01-27T23:59:59+00:00
Accession:  0000318300-25-000044
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Bancorp reports Q4 net income $26.9M, full year $117.2M; tangible book value $19.94
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- Q4 2024 net income of $26.9M ($0.76 implied EPS) vs $33.8M in Q4 2023; full year net income $117.2M vs $113.4M in 2023.
- Net interest income Q4 $86.5M, non-interest income $25.1M; total revenue ~$111.6M for the quarter.
- Tangible book value per share rose to $19.94 at Dec 31, 2024, up from $18.16 a year ago.
- Efficiency ratio adjusted for non-core items was 58.57% in Q4 2024 vs 54.87% in Q4 2023.
- Pre-provision net revenue (PPNR) declined to $42.9M in Q4 2024 from $47.0M in Q4 2023.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000044/0000318300-25-000044-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000044/pebo-20250127.htm
  HTML page:      https://secwatch.observer/filing/0000318300-25-000044

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