{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000139","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.926783+00:00","generated_at":"2026-05-23T09:41:23.083734+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Bancorp Q1 2025 EPS $0.68, down from $0.84 a year ago; dividend $0.41","bullets":["Net income $24.3M ($0.68 diluted EPS) vs $29.6M ($0.84) in Q1 2024, an 18% YoY decline.","Net interest margin 4.12%, down 3 bps from linked quarter; accretion income contributed 17 bps.","Provision for credit losses $10.2M, up from $6.3M in Q4 2024; net charge-offs 0.52% annualized.","Total loans grew $70.5M (4% annualized) from Dec 31, 2024; criticized loans down $14.4M.","Board declares quarterly dividend of $0.41 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000139","json":"https://secwatch.observer/filing/0000318300-25-000139.json","markdown":"https://secwatch.observer/filing/0000318300-25-000139.md","text":"https://secwatch.observer/filing/0000318300-25-000139.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000139/0000318300-25-000139-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000139/pebo-20250422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:41:23.083734+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}