{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000143","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.927018+00:00","generated_at":"2026-05-23T05:18:38.500501+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Peoples Bancorp Q1 net income falls 18% to $24.3M; provision for credit losses up 67%","bullets":["Net income $24.3M ($0.68 diluted EPS) down 18% from $29.6M in Q1 2024.","Provision for credit losses increased to $10.2M from $6.1M year-over-year, up 67%.","Efficiency ratio deteriorated to 60.68% from 58.06% a year ago, reflecting higher expenses.","Tangible book value per share grew to $20.68 from $18.39, up 12.5% year-over-year."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000143","json":"https://secwatch.observer/filing/0000318300-25-000143.json","markdown":"https://secwatch.observer/filing/0000318300-25-000143.md","text":"https://secwatch.observer/filing/0000318300-25-000143.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000143/0000318300-25-000143-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000143/pebo-20250428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T05:18:38.500501+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}