---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-25-000143"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2025-04-28T23:59:59+00:00"
generated_at: "2026-05-23T05:18:38.500501+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q1 net income falls 18% to $24.3M; provision for credit losses up 67%

## Summary
- Net income $24.3M ($0.68 diluted EPS) down 18% from $29.6M in Q1 2024.
- Provision for credit losses increased to $10.2M from $6.1M year-over-year, up 67%.
- Efficiency ratio deteriorated to 60.68% from 58.06% a year ago, reflecting higher expenses.
- Tangible book value per share grew to $20.68 from $18.39, up 12.5% year-over-year.

## SEC filing metadata
- accession: 0000318300-25-000143
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2025-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830025000143/0000318300-25-000143-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830025000143/pebo-20250428.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-25-000143
- JSON: https://secwatch.observer/filing/0000318300-25-000143.json
- Plain text: https://secwatch.observer/filing/0000318300-25-000143.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.