{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000222","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.040258+00:00","generated_at":"2026-05-18T04:38:15.318286+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q2 net income $21.2M ($0.59 EPS), down from Q1 $24.3M; provision $16.6M","bullets":["Net income $21.2M, diluted EPS $0.59 vs $0.68 in Q1 2025 and $0.82 in Q2 2024.","Provision for credit losses $16.6M, up from $10.2M linked quarter and $5.7M year ago.","Net interest income $87.6M, up 3% linked quarter; NIM 4.15% vs 4.12% linked quarter.","Period-end loans +$173.1M (11% annualized); deposits -$97.5M; criticized loans +$17.9M.","Quarterly dividend declared $0.41/share, unchanged from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000222","json":"https://secwatch.observer/filing/0000318300-25-000222.json","markdown":"https://secwatch.observer/filing/0000318300-25-000222.md","text":"https://secwatch.observer/filing/0000318300-25-000222.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000222/0000318300-25-000222-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000222/pebo-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:38:15.318286+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}