secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP INC (PEBO)
CIK:        0000318300
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0000318300-25-000222
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Bancorp Q2 net income $21.2M ($0.59 EPS), down from Q1 $24.3M; provision $16.6M
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- Net income $21.2M, diluted EPS $0.59 vs $0.68 in Q1 2025 and $0.82 in Q2 2024.
- Provision for credit losses $16.6M, up from $10.2M linked quarter and $5.7M year ago.
- Net interest income $87.6M, up 3% linked quarter; NIM 4.15% vs 4.12% linked quarter.
- Period-end loans +$173.1M (11% annualized); deposits -$97.5M; criticized loans +$17.9M.
- Quarterly dividend declared $0.41/share, unchanged from prior quarter.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000222/0000318300-25-000222-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000222/pebo-20250722.htm
  HTML page:      https://secwatch.observer/filing/0000318300-25-000222

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