{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000226","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.040456+00:00","generated_at":"2026-05-18T00:36:19.331766+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Peoples Bancorp Q2 net income $21.2M, down 27% YoY; provision for credit losses triples to $16.6M","bullets":["Net income of $21.2 million compared to $29.0 million in Q2 2024; pre-provision net revenue $44.4 million.","Provision for credit losses rose to $16.6 million from $5.7 million a year ago, driving the earnings decline.","Net interest income $87.6 million, up 1% YoY; non-interest income $26.9 million, up 13%.","Tangible book value per share improved to $21.18 from $18.91 (+12% YoY).","Return on average assets fell to 0.92% from 1.27%; efficiency ratio 59.25% vs 59.19%."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000226","json":"https://secwatch.observer/filing/0000318300-25-000226.json","markdown":"https://secwatch.observer/filing/0000318300-25-000226.md","text":"https://secwatch.observer/filing/0000318300-25-000226.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000226/0000318300-25-000226-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000226/pebo-20250728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:36:19.331766+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}