secwatch.observer — SEC 8-K summary
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Issuer:     PEOPLES BANCORP INC (PEBO)
CIK:        0000318300
Form:       8-K
Filed at:   2025-07-28T23:59:59+00:00
Accession:  0000318300-25-000226
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Peoples Bancorp Q2 net income $21.2M, down 27% YoY; provision for credit losses triples to $16.6M
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- Net income of $21.2 million compared to $29.0 million in Q2 2024; pre-provision net revenue $44.4 million.
- Provision for credit losses rose to $16.6 million from $5.7 million a year ago, driving the earnings decline.
- Net interest income $87.6 million, up 1% YoY; non-interest income $26.9 million, up 13%.
- Tangible book value per share improved to $21.18 from $18.91 (+12% YoY).
- Return on average assets fell to 0.92% from 1.27%; efficiency ratio 59.25% vs 59.19%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000226/0000318300-25-000226-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/318300/000031830025000226/pebo-20250728.htm
  HTML page:      https://secwatch.observer/filing/0000318300-25-000226

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