{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-25-000285","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.704514+00:00","generated_at":"2026-05-17T03:07:32.962047+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Peoples Bancorp Q3 2025 EPS $0.83, net interest margin 4.16%; loan growth 8% annualized","bullets":["Net income $29.5M, diluted EPS $0.83; vs $0.59 Q2 2025 and $0.89 Q3 2024.","Net interest income $91.3M (+4% linked quarter); net interest margin 4.16%.","Provision for credit losses $7.3M, down from $16.6M Q2; net charge-offs 0.41% annualized.","Loan and lease balances up $127.1M (8% annualized) during Q3 2025.","Quarterly dividend declared at $0.41 per share, consistent with prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-25-000285","json":"https://secwatch.observer/filing/0000318300-25-000285.json","markdown":"https://secwatch.observer/filing/0000318300-25-000285.md","text":"https://secwatch.observer/filing/0000318300-25-000285.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000285/0000318300-25-000285-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830025000285/pebo-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:07:32.962047+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}