---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-25-000285"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2025-10-21T23:59:59+00:00"
generated_at: "2026-05-17T03:07:32.962047+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q3 2025 EPS $0.83, net interest margin 4.16%; loan growth 8% annualized

## Summary
- Net income $29.5M, diluted EPS $0.83; vs $0.59 Q2 2025 and $0.89 Q3 2024.
- Net interest income $91.3M (+4% linked quarter); net interest margin 4.16%.
- Provision for credit losses $7.3M, down from $16.6M Q2; net charge-offs 0.41% annualized.
- Loan and lease balances up $127.1M (8% annualized) during Q3 2025.
- Quarterly dividend declared at $0.41 per share, consistent with prior quarter.

## SEC filing metadata
- accession: 0000318300-25-000285
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2025-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830025000285/0000318300-25-000285-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830025000285/pebo-20251021.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-25-000285
- JSON: https://secwatch.observer/filing/0000318300-25-000285.json
- Plain text: https://secwatch.observer/filing/0000318300-25-000285.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.