---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-26-000034"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2026-01-26T23:59:59+00:00"
generated_at: "2026-05-16T08:11:06.289259+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q4 net income $31.8M, up 18% YoY; full year $106.8M down 8.9%

## Summary
- Net income of $31.8M for Q4 2025, up from $26.9M in Q4 2024; diluted shares 35.7M.
- Full year 2025 net income $106.8M vs $117.2M in 2024; adjusted net income $111.3M.
- Tangible book value per share $22.77 at Dec 31, 2025, up from $19.94 a year ago.
- Efficiency ratio 57.78% for Q4, improved from 59.57% in Q4 2024.
- Return on average tangible equity 16.57% for Q4, compared to 16.15% a year ago.

## SEC filing metadata
- accession: 0000318300-26-000034
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2026-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830026000034/0000318300-26-000034-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830026000034/pebo-20260126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-26-000034
- JSON: https://secwatch.observer/filing/0000318300-26-000034.json
- Plain text: https://secwatch.observer/filing/0000318300-26-000034.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.