---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-26-000142"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:12:01.837795+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp reports Q1 net income $29M, EPS $0.81, declares $0.42 dividend, agrees to merge with Citizens National

## Summary
- Q1 2026 net income $29.0M ($0.81 diluted EPS) vs $31.8M ($0.89) in Q4 2025 and $24.3M ($0.68) in Q1 2025.
- Net interest margin improved to 4.16% from 4.12% linked quarter; provision for credit losses $9.7M.
- Quarterly dividend declared at $0.42 per common share, unchanged from prior quarter.
- Entered into definitive merger agreement to acquire Citizens National Corporation; Citizens Bank of Kentucky (12 branches) to merge into Peoples Bank.
- Tangible equity to tangible assets ratio improved to 8.91% from 8.79%; nonperforming assets declined to 0.59% of loans.

## SEC filing metadata
- accession: 0000318300-26-000142
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830026000142/0000318300-26-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830026000142/pebo-20260421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-26-000142
- JSON: https://secwatch.observer/filing/0000318300-26-000142.json
- Plain text: https://secwatch.observer/filing/0000318300-26-000142.txt

## Key facts
- Earnings Releases
  PEOPLES BANCORP INC reported first quarter of 2026 results: net income $29.0 million, EPS $0.81.
  - Period: first quarter of 2026
  - Net income: $29.0 million
  - EPS: $0.81
  - Result: reported results
  source text: Net income totaled $29.0 million for the first quarter of 2026, representing earnings per diluted common share of $0.81.
  evidence_url: https://www.sec.gov/Archives/edgar/data/318300/000031830026000142/0000318300-26-000142-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.