{"schema_version":"secwatch.filing_event.v1","accession":"0000318300-26-000183","form_type":"8-K","ticker":"PEBO","cik":"0000318300","company_name":"PEOPLES BANCORP INC","filed_at":"2026-07-21T10:15:47+00:00","discovered_at":"2026-07-21T10:20:00.289668+00:00","generated_at":"2026-07-21T10:20:11.863331+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Peoples Bancorp Q2 EPS $0.78, net income $28.0M; dividend $0.42; pending Citizens acquisition","bullets":["Net income $28.0M ($0.78 diluted EPS) vs $29.0M ($0.81) linked quarter and $21.2M ($0.59) year ago.","Net interest margin expanded to 4.23% from 4.16% linked quarter; net interest income $92.7M (+$2.3M QoQ).","Provision for credit losses decreased to $4.7M from $9.7M linked quarter; net charge-offs $5.2M.","Sold $135.2M of available-for-sale securities at $8.2M loss as part of balance sheet restructure ahead of Citizens merger.","Declared quarterly dividend $0.42 per share; pending acquisition of Citizens Bank for ~$76.6M."],"urls":{"canonical":"https://secwatch.observer/filing/0000318300-26-000183","json":"https://secwatch.observer/filing/0000318300-26-000183.json","markdown":"https://secwatch.observer/filing/0000318300-26-000183.md","text":"https://secwatch.observer/filing/0000318300-26-000183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/318300/000031830026000183/0000318300-26-000183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/318300/000031830026000183/pebo-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T10:20:11.863331+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}