---
schema_version: "secwatch.filing_event.v1"
accession: "0000318300-26-000183"
form_type: "8-K"
ticker: "PEBO"
cik: "0000318300"
company_name: "PEOPLES BANCORP INC"
filed_at: "2026-07-21T10:15:47+00:00"
generated_at: "2026-07-21T10:20:11.863331+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Peoples Bancorp Q2 EPS $0.78, net income $28.0M; dividend $0.42; pending Citizens acquisition

## Summary
- Net income $28.0M ($0.78 diluted EPS) vs $29.0M ($0.81) linked quarter and $21.2M ($0.59) year ago.
- Net interest margin expanded to 4.23% from 4.16% linked quarter; net interest income $92.7M (+$2.3M QoQ).
- Provision for credit losses decreased to $4.7M from $9.7M linked quarter; net charge-offs $5.2M.
- Sold $135.2M of available-for-sale securities at $8.2M loss as part of balance sheet restructure ahead of Citizens merger.
- Declared quarterly dividend $0.42 per share; pending acquisition of Citizens Bank for ~$76.6M.

## SEC filing metadata
- accession: 0000318300-26-000183
- form_type: 8-K
- ticker: PEBO
- cik: 0000318300
- company_name: PEOPLES BANCORP INC
- filed_at: 2026-07-21T10:15:47+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/318300/000031830026000183/0000318300-26-000183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/318300/000031830026000183/pebo-20260721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000318300-26-000183
- JSON: https://secwatch.observer/filing/0000318300-26-000183.json
- Plain text: https://secwatch.observer/filing/0000318300-26-000183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.